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Visualize Your Financial Goals for Good Financial Health

Thank you for sharing!

How much thought have you put into your financial goals? Are you close to your goals? Are you making steps to your goals? My family has a few financial goals we are working on. I would like to share them with you. When you visualize your financial goals by writing them down, you are more likely to achieve them. visualize your financial goals

My Financial Goals:

  1. Have an emergency fund. Lately, we have been living paycheck to paycheck. My husband lost his second job a few months back and between that and him going to school full-time last semester, money is very scarce. According to Dave Ramsey, having an emergency fund consists of 2 things. First, you set up a $1000 goal, then after that, you should have 3-4 months of income saved.
  2. Pay off our debt. My husband and I both have student loans that need paying off. We also have some back bills. We don’t like the feeling of owing somebody money.
  3. Save for a down payment on a house. Home ownership is important to us.
  4. Make the maximum contribution to our IRA each year. My husband is a very thoughtful guy. When we got engaged my husband started a retirement account at our bank. We haven’t put much into yet and we want that to change. If your job has a retirement account option, make sure to contribute to that as well.
  5. Give Back. Giving back is very important to me and my husband, especially me. I was a foster kid and desire to be a foster parent like my foster family was. We enjoyed nice vacations and always had everything we needed. I was to foster and foster-adopt. 

My husband and I made these goals about a month ago. Now we are working towards achieving them. If you haven’t written down your financial goals, you should. It gives you a visual and makes you more accountable. My husband and I have even broken down each goal into how we plan on making them checked off. If you have no plan, then you will fail.

Here are some great financial planning books:

What are some of your financial goals and how are you going about achieving them? Let me know in the comments!


Thank you for sharing!